EnTrends

Attitude.

Your attitude and approach to life
determine most situations and results in
your life. It's no different with your
personal financial situation.

If you have a positive attitude and believe
that you will triumph over your personal
finances, then chances are very good that
you will.

Imagine your bills paid in full, your
savings growing to meet your future
needs, and knowing where you are going
with your finances. It is possible, you
know.

When it comes to money matters, we all
fall somewhere between two attitudes;
"Investor Attitude" versus the "Consumer
Attitude."

"Investor Attitude" - An immigrant who
comes to America and has clear financial
objectives, works hard, and saves a
portion of earnings to meet specific
objectives. This person eventually
becomes wealthy.

"Consumer Attitude" - A professional
who has no objectives other than
spending a large "deserved" income on
creature comforts. When needed, this
person can't come up with $5000 in cash
although earning $80,000 per year.

The late Dr. Norman Vincent Peale stated:
"If you think in negative terms you'll get
negative results. If you think in positive
terms you'll achieve positive results. Or, in
three words: "Believe and Succeed."

Plan ahead, take the long-range view with
your finances, you won't regret it.

Determine that you will develop and
maintain a positive, long range "investor
attitude" towards your personal financial
situation.

Also, read positive uplifting books and
listen to motivating audiotapes as often as
possible.

Remember, it all starts with your attitude.

Desire.

When dealing with your personal
finances, you must know specifically what
you want to accomplish. Your specific
desire(s) must be strong enough to
motivate you to action. Ask yourself the
following questions and answer them
honestly to help bring your desire(s) into
focus.

What do you want to change most
regarding your financial situation?

When do you realistically expect or need
to accomplish it?

How will you specifically go about
achieving it?

Why do you want to change this?

Take a few minutes and list anything and
everything that you want to accomplish in
your life that relates to your personal
finances. Then you can prioritize these
desires and turn them into specific written
financial objectives.

Persistence.

Persistence is the fuel that causes you
to move consistently towards your
desires. In order to attain a true measure
of success in your endeavors, you must
show persistence to complete things,
even when they become hard to do.

Former president Calvin Coolidge said it
well: "Nothing in the world can take the
place of persistence. Talent will not:
Nothing is more common than
unsuccessful men with talent. Genius
will not: Unrewarded genius is almost a
proverb. Education will not: The world
is full of educated derelicts. Persistence
and determination alone are
omnipotent."

Determine your level of persistence. If
you are serious about improving your
financial situation, commit to a minimum
of three months of learning and
applying sound financial principles.

About the Author:

Are you satisfied with your current
financial situation? If not, learn proven
strategies to improve your financial

health from Barak Strickland, Personal
Financial Coach. Email him
at:Barak@strategies-unlimited.com or
visit his web-site at
http://www.strategies-unlimited.com